Small Town Bank...
BIG on Service!
How Can We Help?
Buy a Home
Competitive mortgage solutions, refinancing options, and local mortgage experts
Manage Daily Banking
Checking accounts, savings accounts, CDs, IRAs, and digital banking tools.
Farm with Confidence
Agricultural banking and lending solutions from people who understand agriculture.
Grow Your Business
Business banking and business loans designed around your goals.
Certificate of Deposit Specials
4.00% APY |
19-Month CD 3.94% interest rate |
4.00% APY |
11-Month CD 3.94% interest rate |
3.75% APY |
7-Month CD 3.50% interest rate |

$500.00 minimum deposit. Rate effective as of September 24, 2026. Restrictions may apply. Rate may change at any time. Penalty for early withdrawal. Fees could reduce earnings.
*APY (Annual Percentage Yield)
World-Class Service
Top Tech Products
Community-Focused
Solid Principles
Fast Decisions

Modern Banking. Local Service.
Enjoy the convenience of:
- Mobile Banking
- Mobile Deposit
- Bill Pay
- Zelle®
- Card Controls
- Mobile Wallet
- Budgeting Tools
What Our Customers Say
"Nice little small town bank!"
JOHN
"Great people to work with."
WAYNE
"Lowry State Bank is an excellent place to bank. They provide personalized service, and flexible account and loan options to fit each person's needs."
JESSE
"Love the small-town feeling when I walk in there."
SAM
More Than a Bank
For more than a century, we've helped support local families, businesses, nonprofits, and community organizations. When you bank with Lowry State Bank, you're investing in communities and relationships that last.
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Yes. Lowry State Bank is locally owned and has been serving customers since 1899.
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Yes. While we're located in Lowry, MN, we proudly serve customers wherever life takes them through digital banking services and personalized support.
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We offer mortgage loans, personal loans, business loans, agricultural lending solutions, and more.
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Yes. Many accounts can be opened through our secure online application.
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Yes. Customers can access online banking, mobile banking, mobile deposit, bill pay, card controls, budgeting tools, and other digital services.
