Small town bank... BIG on service!
Though we’re a small-town bank, we are able to provide “big bank” products and services to our customers. And, because we’re locally-owned, we can make all of our decisions in-house and provide you with custom options to suit your needs. One of the areas where our unique abilities are evident is in real estate lending.
Real Estate Lending is an extremely competitive market. There are many lenders out there with many loan products; however, few are cost-effective and no one will work as hard as we do to deliver the loan product that best meets your needs. Lowry State Bank has a wide variety of Real Estate Lending products and the flexibility to tailor them to your specific situation.
Meet Our Mortgage Pro!
Adam Palan
Residential/Consumer Lender (NMLS #2037420)
(320) 283-5702 | adam.palan@lowrystate.bank
Purchasing
If you're looking to purchase a new home, you can take advantage of our competitive rates, low closing costs, and wide variety of Loan Programs!
- Conventional
- Rural Development (USDA)
- Veteran’s Administration (VA)
- Federal Housing Administration (FHA)
- Manufactured Homes
- Jumbo Loans
- ... and more!
Not sure which Loan Program is right for you? Don't worry; we'll help you find the best solution for YOU!
Refinancing
Refinancing your existing mortgage could be very worthwhile! If you're considering refinancing, you may benefit from one (or more) of the following:
- Better interest rate
- Lower monthly payments
- Stabilized costs
- Shorten loan term
- Combine mortgages
- Consolidate other debt
We would love the opportunity to discuss a refinance with you! Our competitive rates, low closing costs, and experienced team won't leave you disappointed!
Renovating
No different than anything else, our homes need love and attention. Sometimes this calls for a renovation--big or small! We have a few ways to help fund your project:
- Renovation Loans
- Home Equity Lines of Credit (HELOC)
With our competitive rates, you don't have to wait until you can fund 100% of your project! Get started soon!
If you'd prefer to complete a paper application, you may download one here:
Try our Mortgage Calculators >>
*Programs listed subject to change and availability