Our Team

Adam A. Palan

Residential & Consumer Lender (NMLS #2037420)

Direct: (320) 283-5702
Email: adam.palan@lowrystate.bank

Adam joined our team in 2020; he brought with him many years of experience in the housing and mortgage industry and previously held a realty license. He lives in Glenwood with his wife and three children. During his free time, he likes to camp, fish, be outdoors, and officiate high school basketball and football games.

Bethany Scott

Loan Processor

Main: (320) 283-5149
Email: bethany.scott@lowrystate.bank

Bethany came to Lowry State Bank in 2022 after spending over 4 years at Glenwood State Bank, as a customer service manager. She comes from a small town in southern Minnesota and enjoys being able to live in a community similar to the one she grew up in. While not at work, Bethany enjoys spending time outdoors with her husband and dog, friends and family.

Dave Lorence

President (NMLS ID #1046548)

Direct: (320) 283-5701
Email: dave@lowrystate.bank

Dave has been Lowry State Bank’s President since 2007.  He started his community banking career in 1979, after serving in the military and obtaining his business degree from St. John’s University.  A native of Glencoe, Dave has a strong agricultural background from growing up on a farm and working at a dairy farm throughout high school.  When not at the bank, Dave and his wife Sue enjoy time with family and their quiet lifestyle in rural Lowry.

John Clasen

Assistant Vice President / Agricultural Lender

Direct: (320) 283-5603
Email: john.clasen@lowrystate.bank

John joined Lowry State Bank in 2013, with five years of experience as an Agricultural Lender.  After growing up on a dairy farm near Villard, John’s decision to purchase his own farm in the early 1980’s was a simple one.  When John isn’t working, he is trying to sneak in a golf game or two.

Kristi Kramber

Loan Processor

Email: kristi.kramber@lowrystate.bank

Kristi joined our team in 2020, with six prior years of finance experience and a Bachelor's Degree in accounting. When she's not working, Kristi can be found hunting, fishing, kayaking, spending time with family, or reading.

Kyle Middendorf

Agricultural Lender

Direct: (320) 283-5089

Loren Buggert

Customer Care Representative

Main: (320) 283-5149
Email: loren.buggert@lowrystate.bank

Maria Jackson

Customer Care Representative

Main: (320) 283-5149
Email: maria.jackson@lowrystate.bank

Wendy Wesbur

Market Manager / Credit Analyst

Direct: (320) 283-5796
Email: wendy.wesbur@lowrystate.bank

Wendy officially joined Lowry State Bank in 2020, after spending over a year at Glenwood State Bank (our sister bank!) as a Loan Processor in the Ag department. She grew up on a dairy farm in Stearns County and is now living in the Alexandria area. She enjoys hiking, fishing, kayaking, playing volleyball, and working with paints and pottery.